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You may not know it, but every time you take out any kind of loan or credit or pay something back, it gets counted on your credit rating. Who keeps a record on you will vary according to where you live, but the big three credit reference agencies are Experian, Equifax and Trans Union. They will provide your credit rating to any company that is thinking of lending you money. If you have been paying a loan of significan.
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Need Help With Mounting Debts? Tuesday, 20 January 2009. THE Scottish Government has seriously underestimated how many people would take advantage of its new bankruptcy rules. Now, the law allows individuals in this position actively to petition for insolvency and escape a debt trap that would otherwise ensnare them indefinitely.
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